When it comes to money, people have less than they need for two reasons.
The black family has always found a way to survive trying times, and somehow, some way have joy doing it. Financially, this same truth applies, black people have turned less into more making one dollar stretch into ten. But, there is one thing the majority of black families haven’t figured out yet. How to turn that dollar into millions. Obviously there are thousands who did find a way, but African Americans at large are still struggling to escape poverty and build generational wealth.
You are competent, smart, and sure of yourself in most areas of your life. You picked a major, maybe where your passion lies, or perhaps in a field with a growing workforce. You worked hard and earned a degree. Your family is so proud of you. The first job you obtained is good or maybe just steady and the pay is decent. But at the end of the month, you have that thought once again, where did all my money go? It feels as if you make a payment, exhale, and before you can breathe in again another student loan payment is due.