Finesse Your Financials
To be honest, I'm just tired of seeing all of this refund balling. Refund balling is defined by me as "creating a facade of wealth by exponentially spending in facets of your personal finances that would not be a targeted spending area without the added funds of a refund check." In other words, YOU A FRAUD BIG FELLA!
When it comes to money, people have less than they need for two reasons.
About a year ago, I read The Total Money Makeover by Dave Ramsey. This book has been extremely helpful for myself and many others. I am all about knowledge sharing, so I felt it was only right to share this book with our readers
Acorns is a fairly new app that automatically invests your saved money into the market. It takes your loose or spare change from your bank account/debit card. Spare change from your bank account? How it works: say you spend $15.50 on an item, Acorns links to your bank and rounds the purchase to $16.00. It takes the fifty cents and invests it in the stock market. Acorns calls this a “round up.” Besides the round ups you can also make traditional deposits to the account.